EBA Report on the Use of SupTech Tools in AML/CFT Supervision
On 12 August 2025, the European Banking Authority (EBA) published a Report on the use of technology tools in anti-money laundering and countering the ...
Regulatory Technical Standards specifying the technical elements necessary for institutions to calculate and aggregate crypto-asset exposures in relation to the prudential treatment of such exposures
On 5 August 2025, the European Banking Authority (“EBA”) published its final draft Regulatory Technical Standards (“RTS”) specifying the technical ele...
The beginning of partial applicability of subsequent parts of the Artificial Intelligence Act
On 2 August 2025, another part of the provisions of Regulation (EU) 2024/1689 of the European Parliament and of the Council of 13 June 2024 laying dow...
Call for Applications for the FinTech Start-up Support Program
The Polish Agency for Enterprise Development (“PARP”) has announced a call for applications to participate in a program aimed at providing financial s...
Report of the US President Donald Trump’s Working Group on Digital Assets on the proposed approach to the digital asset regulation in the United States
On July 30 2025, the Working Group on Digital Asset appointed by the U.S. President Donald Trump published a report outlining the main goals and assum...
ESMA Overview of Level 2 and Level 3 measures related to MiCA Regulation
On 16 July 2025, the European Securities and Markets Authority (“ESMA”) published a document providing an overview of Level 2 and Level 3 measures und...
Innovation Hub
Through the Innovation Hub program, the supervisory authority conducts a dialogue with entities from the FinTech sector, providing them with appropriate explanations for their inquiries, thus supporting the development of modern technologies on the financial market while maintaining safety and adequate protection of customers.
Za pośrednictwem programu Innovation Hub organ nadzoru prowadzi dialog z podmiotami sektora FinTech udzielając im stosownych wyjaśnień na zadane zapytania, wspierając tym samym rozwój nowoczesnych technologii na rynku finansowym przy zachowaniu bezpieczeństwa i odpowiedniej ochrony klientów.
VIRTUAL SANDBOX
The launch of Virtual Sandboxes aims to support the development of the Polish financial innovation market and implements the tasks set out in the Digital Supervisory Agenda. It is also the first stage of development of the KNF's offer regarding technological support for entities from the FinTech sector in the formula of virtual specialized sandboxes.
Virtual Sandbox PSD2
The Virtual Sandbox PSD2, made available to interested entities, allows you to simulate a number of banking operations and test solutions based on the Open API interface, compliant with the Polish API standard. An entity planning to offer an innovative financial payment service may apply to the Innovation Hub Program, where it will be able to consult its idea and then test it in a sandbox.
Virtual Sandbox Blockchain
On March 17, 2021, the Polish Financial Supervision Authority (UKNF) signed an executive agreement with the National Depository for Securities (KDPW), which is a continuation of the Cooperation Agreement of 2019. The agreement defines the principles of cooperation in launching the Sandbox DLT ICT environment and supporting its development. This is a consequence of the activities carried out under the Agreement, in which the institutions expressed their will to cooperate in the area of supporting the development of the Polish financial innovation ecosystem.
So far, business analyzes have been carried out to create the environment and the infrastructure at the UKNF has been separated, on which the environment based on Hyperledger Fabric was launched for the purpose of carrying out the Proof-of-Concept of the Sandbox DLT project.